Financial literacy and the need for financial education Far too many times I have heard the lament that “I am simply not a money person.” And just why is that? Is it an excuse for not having applied oneself to the challenge of money management, or is it some genetic flaw? I suspect it is…

Ways to Improve Your Decision Making This week, in Slate’s popular Dear Prudence advice column, a young man wrote in asking for advice on his future. He wants to go back to school to earn his bachelor’s degree, and has his wife’s support, but is worried about the risks involved in changing his life. As…